It’s completely normal for most people to get paid once or twice a week, or even once a month. This depends on a number of factors, but is mostly related to their source of income, whether that may be income from an employer, a disability benefit or even self-employment. But there may come a time in your life when you need to be paid immediately, and simply cannot afford to wait until your next payday for funds.
How to Get Paid Today Online
There are many reasons why you might need money right away. You may have an unexpected expense, or you may just want to take advantage of a great opportunity that comes your way. But whatever the reason, sometimes you can't wait for cash to come on your next payday.
Luckily, there are plenty of ways to get paid today in a legitimate way. Shortly, we’ll take a look at some odd jobs you can do to get paid quickly - but one of the fastest ways to receive quick cash is through an instant payday loan with iCASH. It’s easy to apply, get approved and receive up to $1,500 via e-Transfer in minutes!
You Worked Today, Get Paid Today
Getting a steady paycheck from your job or government benefit is good, but the downside is that you usually need to wait two weeks to a month for it, and sometimes you can't afford to wait. For this reason, it's often a good idea to have an emergency fund that you can access quickly in case of a financial emergency.
If your financial needs can’t wait more than one day, considering the following to attempt to receive your pay today
Request a Pay Advance From Your Employer
If you're in a bind and need some cash, one option is to ask your employer for an advance on your paycheck. The process of asking for a pay advance from your employer can seem daunting, but if you take the time to plan and prepare for it, it can be relatively painless and they’ll likely be able to accommodate your request.
However, there are some drawbacks to consider. Think about the fact that if you do receive a pay advance, your following paycheck will either be smaller or skipped altogether, depending on how much of an advance you received. You’ll need to consider if you can afford to do this.
There’s also the personal aspect to consider. If you request a pay advance, your employer may ask why, meaning you may have to tell them about your financial situation. If you’re uncomfortable doing this, getting an instant payday loan from iCASH may be a better option, as the process can be done discreetly and you won’t need to explain to anyone why you need the funds.
Ask a Friend or Family Member
We understand that this is a sensitive topic and may not be a solution for everyone. However, if you’re comfortable enough doing so, speaking to a friend or family member about your situation, they may be able to assist you financially and work out an agreement for when you can pay them back. But again, this is a sensitive subject, and if you’d rather get paid in a more discreet manner, getting a short term loan from iCASH is a better option.
What To Do If Your Employer Hasn’t Paid You
Imagine this - payday has arrived, and you go to look at your chequing account, only to discover that your paycheck has not been deposited. For anyone, this would be incredibly stressful, but more so if you’ve been waiting for your payday to pay off a bill, or need it for an unexpected emergency.
While most employers take great care to ensure things like this never happen, mistakes happen. If you find yourself in this situation, here are a few tips on how to handle it.
Remain Calm and Investigate
You might feel a little panicked at first, which is completely understandable. You should remember that most of the time, this is just a mistake that can be fixed quickly. Let your higher ups know what happened as soon as possible. While this can be uncomfortable, it is necessary, and they may be able to resolve the issue right away, or at least direct you to someone who can.
Speak to Your Coworkers
If you’re missing your paycheck due a technical issue or error, there’s a good chance it may have happened to your other coworkers. Speak to them. See if they’re experiencing the same issue. They may have already spoken to a higher-up about the issue and have an answer as to what occurred.
Talk Directly To Someone in Payroll
It may seem like a fairly obvious thing to do, but speaking directly to someone in payroll is likely going to be your best bet for getting an immediate answer and solution. If it was a simple mistake, they’ll probably be able to fix it right away. If there’s a different reason for your pay being withheld, they’ll likely be able to tell you why.
Seek Out Various Canadian Organizations
Hopefully, you won't need to do this, but if after trying everything above, you still don't get a satisfactory answer, or your actual paycheck, there are organizations that can assist you. If you have a union, speak to your representative right away. The government of Canada also offers various services for those experience pay issues. Lastly, if you feel that your employer is unfairly holding your paycheck, you may want to consider the legal services of a lawyer.
What to Do If You Need To Get Paid Today
If waiting a few days, or even a few weeks, for some funds simply isn’t an option, consider a cash advance loan from iCASH. With iCASH, getting your loan on the same day you need it is a guarantee. Simply download the iCASH app or register via the iCASH website and follow the instructions to create your account, fill out the digital application. Once you’re approved, your funds are sent quickly via e-Transfer, and we’ll offer you very flexible repayment options!
Other ways to earn additional income
This isn’t a solution for everyone, but many people choose to work side jobs to get some extra cash. These may not result in instantaneous paychecks, but as side hustles, they’ll likely result in a higher frequency of paychecks, so you’re less likely to find yourself in a position where you can’t afford to wait more than a day for cash.
Let’s take a look at what many people in Canada often do for some extra cash!
Deliver food with DoorDash
DoorDash drivers get paid for each delivery they make, and the amount varies depending on the distance of the delivery and the size of the order. Drivers can also earn tips from customers, which can add significantly to their earnings. DoorDash typically pays its drivers twice a week, and the earnings from a given week will generally be deposited into the driver's account two days after the end of that week.
Drive for Uber or Lyft
Workers for Lyft are paid on a per-ride basis. This means that they are paid based on the number of rides they give. Workers typically receive around $2-$3 per ride. Uber is especially flexible. They pay out their drivers every morning. However, Uber drivers also have the options to receive their pay instantly - up to 5 times per day as a maximum.
Offer Your Services on Fiverr
Are you a good writer? Do you have experience running social media accounts? Do you know how to design logos, or use Wordpress? These are just some of the services offered on Fiverr. On Fiverr, people can offer their services for money. Freelancers on Fiverr get paid through PayPal, and they usually receive their payment within 24 hours of the work being completed.
Sell Handmade Crafts on Etsy
You may have heard of Etsy, the online marketplace for handmade vintage goods, cards, and a number of other items sold by independent sellers. It’s a great place to sell your crafts, and many people do just that. But how much money can you make? And how often do you get paid?
As of 2022, Etsy takes a 6.5% cut of every sale, and payments are made out every two weeks. So if you sell something for $10, you’ll earn $9.35 after Etsy’s fee is taken out. And if you sell something for $100, you’ll earn $93.50. So while selling items on Etsy may not result in instantaneous, same-day profits, it’s still a great way to earn a little extra cash if you have a crafty side.
Tutor Students with Chegg Tutors
Chegg Tutors is a unique online tutoring service that allows students to connect with experienced tutors for help in any subject. So if you’re an expert in any topic, whether it be math, science, or a language, it could pay to offer your services here. Chugg Tutors is online so it’s available 24/7, and sessions can be conducted either one-on-one or in small groups, making it easy to make your own hours. The average Chegg Tutor hourly pay is approximately $20 to $30.