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How to Furnish an Apartment on a Budget

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How to Furnish an Apartment on a Budget

After graduation from college, there is a high chance that you will find yourself in a new and very empty apartment. While you might have a good job, you haven’t had time to save up money to get anything to furnish your place with. That calls into question, how do you get furniture when you don’t have money saved up?

Before you get started, make sure that you create a budget and list of items in mind. While these aren’t required, they will ensure that you don’t spend too much or get things you don’t need. To make the process of finding the actual items simpler, we’ve pulled together a few places that you can look for various pieces, either free or at low cost.

Ask Your Friends

The most obvious place to find almost anything is from friends or family. If you are looking for living room furniture, think about any friends who might have an extra couch or sofa. If you have a family, ask them if they know anyone. There is a high chance that someone you know will be able to give you some of what you need. Better yet, if you know any friends or colleagues who will be moving on a certain date, ask if you can come pick up any unwanted furniture. Many people will want to get rid of some pieces in order to make the move easier, so they may have some extra items that would otherwise be left on the side of the road.

Scout for Garage Sales

The next best place to look for old items is at estate sales and other garage sales. While they aren’t alwasy easy to find just by chance, they are often posted on the Facebook Marketplace and in Facebook Groups. All you need to do is join your local yard sale group and look up what you need. Budget-friendly items like bed frames and dining room sets are often listed on here when people move or upgrade their space.

Search in Thrift Stores

As the first physical store on our list, your local thrift shop could have exactly what you are looking for. Though the price tags on here are usually nonnegotiable, they are usually reasonably priced for those with a tight budget and can often help a charity in your area. Thrift stores are one of the best places to find antique and gently used furniture; especially models that will hold up well over time.

budget-furniture

Try Ikea

While this may seem like a huge upgrade for those with very tight budgets, affordable furniture and accessories are very easy to find at Ikea. However, be sure to use that list so that you don’t get something that you don’t need. The best things to get here will be things like shower curtains and throw pillows as their bottom floor has many basic items for super cheap prices. While you can also get coffee tables and even TVs, try to stick to purchasing just the essentials that you need on a day-to-day basis.

Furniture Stores

Lastly, if you have looked everywhere else, then the final place will be a furniture store. However, be sure to look around at multiple stores and find the best deal you can. Also, don’t be afraid to look at the clearance section as many times as possible; if the store is selling a defective item, the “broken” part may not be visible. Try to take home anything you purchase yourself unless they offer free shipping to make sure that your budget isn’t being blown up by shipping and delivery costs.

Need Some Extra Cash For Furniture?

If your running on an extremely tight budget but you still need to purchase some basic pieces of furniture, then you might need a cash advance to help you out. Fast cash from short term loans, such as payday loans, can help you finance emergency expenses while you wait for your next paycheck. Check out iCASH for options on how you can get an instant cash loan and how you can apply in under an hour!

Ramona Glanville

Ramona has been a regular contributor to some of Canada's top wealth-management editorials for over 30 years. She strongly believes in good saving habits, reducing financial clutter, and red wine.