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THE ART OF TIPPING: WHO, WHAT, WHERE, WHEN, AND HOW!

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THE ART OF TIPPING: WHO, WHAT, WHERE, WHEN, AND HOW!

QUICK FAQ ON HOW AND WHEN TO TIP

Coffee Shops, Massages and Group Bills, OH MY!

The art of tipping is sometimes straightforward: You go to a restaurant, you get good service, you tip 15%. Done. But what about hair salons? Massages? Bartenders? Coffee shops? Is it 15% of the bill? And is it 15% of the bill before tax? After tax? What about when you go out for dinner as a group and the tip is pre-calculated? ARGH!

To help sort everything out in a simple and effective manner, we have put together a quick FAQ on the art of tipping. And you would be surprised at some areas you’ve been tipping too much and can easily save some money!

Q: What is the standard “agreed upon” tip percentage for Ontario?

A: The standard accepted tip percentage is still 15%. Some people have argued that the gratuity percentage should go up to 20% due to inflation, but the premise is incorrect. If inflation has gone up, so has the restaurant bill, and therefore 15% is already more than it used to be.

Q: 15% gratuity is calculated based on what?

A: 15% should be calculated on the total bill, BEFORE TAXES. That being said, when using a debit/credit terminal and using the automated “15%” option, you are overpaying the tip. The debit/credit terminals are calculating the 15% tip on the total amount entered, which is the after-tax amount. When paying debit/credit at a restaurant, make sure to choose the “$$” option and enter your own amount calculated pre-tax.

Q: How much do I tip the pizza delivery guy?

A: This question comes up A LOT! We all know that we leave 15% for table service, but what does the delivery guy get? According to Emily Post’s etiquette book, the rule is still $2 - $5 depending on the size of the order. That sound about right to us!

Q: How much do I tip the hairstylist?

A: The 15% rule applies here just like table service. And if a separate person washes your hair, $2 - $5 is perfect here as well.

Q: How much do I tip the manicurist?

A: Generally, getting your nails done isn’t very expensive so going as high as 20% is ok for great service.

These seemed to be the top questions usually asked regarding tipping but we would love to hear from you! Are you in the service industry and have some great stories? (Or some horror stories??) Or are you in another industry but have some questions? We would love to answer them! Drop us a line! Being in the payday loan business means we follow the financial trends closely and are always looking for ways to save our customers some money and help with their financial needs so don’t hesitate to let us know what issues are plaguing you!

Sierra Bittany

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